Integration Partner Terms

Last Updated August 4, 2026

USER AGREEMENT

PLEASE READ THIS USER AGREEMENT AND ALL OF THE TERMS AND CONDITIONS SET FORTH HEREIN (THE “AGREEMENT”) CAREFULLY BEFORE USING THE PLATFORM.

BY SUBMITTING THIS FORM AND CLICKING “I ACCEPT” AS PART OF THE ONBOARDING PROCESS, YOU AGREE THAT THIS AGREEMENT SHALL GOVERN YOUR USE OF THE PLATFORM AND AGREE TO THE TERMS SET FORTH HEREIN. IF YOU ARE ENTERING INTO THIS AGREEMENT ON BEHALF OF AN ENTITY, YOU REPRESENT THAT YOU HAVE THE POWER AND AUTHORITY TO ACCEPT THIS AGREEMENT ON BEHALF OF SUCH ENTITY, AND THE “PARTICIPANT” FOR PURPOSES OF THIS AGREEMENT SHALL BE THE ENTITY.

THIS AGREEMENT SHALL BE EFFECTIVE WHEN PARTICIPANT CLICKS “I ACCEPT” OR OTHERWISE BEGINS USING THE PLATFORM AND SHALL GOVERN THROUGHOUT THE ENTIRE TERM.

BACKGROUND

WHEREAS, Pablow, Inc. dba bonzah.com is the licensed insurance entity, and its affiliated company, Bonzah, Inc., is an affiliate and technology provider that does not offer the insurance products listed on bonzah.com and provides the technology platform (Pablow, Inc. dba bonzah.com and Bonzah, Inc., collectively, “Bonzah”) through its APIs, Internet website, co-branded microsites, business partner portal, and more, where rental car agencies and auto rental customers can obtain insurance coverage on rental vehicles and products and services complementary to the auto rental industry (the “Platform”);

WHEREAS, Participant is a technology and integration provider that integrates, embeds, or otherwise connects the Platform — through APIs, plug-ins, widgets, software, or a rental management system or website platform — so that rental car companies that use Participant’s technology (each, a “Connected Rental Company”) and their customers (the “Customers”) may access the Products and Services (the “Integration”); and

WHEREAS, Participant desires to use and integrate the Platform to make rental car insurance options and complementary products available to Connected Rental Companies and Customers, as more fully described herein (collectively, the “Insurance Program”), and Bonzah desires for Participant to participate in the Insurance Program as an Integration Partner.

NOW THEREFORE, in consideration of the foregoing premises and the mutual covenants and agreements hereinafter contained, the receipt and sufficiency of which is hereby acknowledged, the parties hereto agree as follows:

SECTION 1 — DEFINITIONS

1.1 Definitions. Unless otherwise defined herein, the capitalized terms used in this Agreement shall have the below definitions:

(a) “Broker of Record” means the “broker of record” as required by carriers, but only in the capacity as surety partner of Participant, which shall be Pablow, Inc. dba bonzah.com for products listed on bonzah.com.

(b) “Connected Rental Company” means a rental car company or agency that accesses, offers, or makes available the Products and Services to Customers through Participant’s Integration.

(c) “Integration” means the technical connection between Participant’s systems and the Platform — including any API, plug-in, widget, software, rental management system, or website integration — through which the Products and Services are made available to Connected Rental Companies and Customers.

(d) “Insurance Program” has the meaning set forth in the Background section hereof.

(e) “Marketing Fees” means fees, if any, that Bonzah agrees in writing to pay Participant for marketing, technology, or integration services, as set forth in a separate written schedule or statement of work. Marketing Fees are not insurance commissions and are not contingent on, or measured by, the sale, solicitation, or negotiation of insurance.

(f) “Products and Services” shall mean the rental car insurance products and related insurance services generally offered by Pablow, Inc. dba bonzah.com on the Platform. Bonzah shall have the right to add or remove any particular insurance carrier or service in its sole discretion.

SECTION 2 — LICENSE

2.1 Platform License. Subject to the terms and conditions of this Agreement, Bonzah grants to Participant a non-exclusive, non-transferable, non-sublicensable, revocable, royalty-free, limited license to access, use, and integrate the Platform, and associated content, information, or material as provided by Bonzah to Participant in any medium now in existence or hereafter developed, including but not limited to any referral mediums, plug-ins, widgets, code, software, programming interfaces, access keys, algorithms, tools upgrades, updates, or error connections thereto (collectively, the “Content”), solely to build and operate the Integration and make the Products and Services available to Connected Rental Companies and Customers during the term of this Agreement.

2.2 Intellectual Property. Notwithstanding anything to the contrary contained herein, Bonzah has and will retain all ownership and intellectual property rights, title and interest (including, without limitation, all patent, copyright, trademark, trade secret and other intellectual property rights) in and to the Insurance Program, Products and Services, all marketing content developed by Bonzah in relation to the Insurance Program, the Content, and all copies, modifications and derivative works thereof. Bonzah retains all rights not expressly granted in this Agreement.

2.3 Limited Rights. Participant agrees and understands that Bonzah is the exclusive owner of the Products and Services and/or Content, and all graphic designs, icons, computer programming, and other elements incorporated therein or generated thereby, and all intellectual property rights in the foregoing. In addition, Participant acknowledges that Bonzah and its affiliates retains all ownership, right, title, interest in and to its trademarks, tradenames, service marks, inventions, copyrights, trade secrets, patents, technology, software, and know-how related to the design, function, or operation of its Services and/or Content. Participant’s rights are strictly limited to the rights expressly granted in this Agreement.

2.4 Compliance with Law. Participant will comply with all applicable laws, rules and regulations in connection with its use of the Services and/or Content. Participant will not, and will not permit any third party to: (i) copy, modify, translate, or create derivative works of the Services and/or Content except as necessary to build and operate the Integration as authorized by Bonzah; (ii) reverse engineer, decompile, disassemble, or otherwise attempt to reconstruct, identify or discovery any source code, underlying ideas, underlying user interface techniques, or algorithms of the Services and/or Content; (iii) publicize any access keys, which must, at all times, be protected by the Participant against modification and/or unauthorized disclosure; (iv) circumvent or attempt to circumvent any technological protective measures put in place to prevent or restrict access to the Services and/or Content, including without limitation, other accounts, computer systems or networks connected to the Services and/or Content; or (v) use or view the Services and/or Content for the purposes of developing, directly or indirectly, a product or service competitive to the Services and/or Content.

2.5 Participant Logo License. Subject to the terms and conditions of this Agreement, Participant grants to Bonzah a non-exclusive, non-transferable, non-sublicensable, revocable, royalty-free, limited license to access and use the Participant’s legal and trade name and logo as website content.

SECTION 3 — OBLIGATIONS OF BONZAH

3.1 Broker of Record. Under the terms and conditions of this Agreement, Pablow Inc. dba bonzah.com shall be the sole and exclusive Broker of Record for the Insurance Program, and Bonzah shall be authorized to submit to Insurers applications under the Insurance Program as shall be desired by the Customers. As Broker of Record, Bonzah shall:

(a) Serve in its capacity as surety partner of the Participant.

(b) Survey the marketplace for products and services of comparable quality and cost to include in the Insurance Program.

(c) Develop an annual plan for marketing Products and Services hereunder and provide such content as Bonzah deems helpful to Participant, Connected Rental Companies, and Customers.

(d) Maintain a system or method of tracking Customers that were referred under the Insurance Program.

3.2 Bonzah Keeps Relationships and Licenses. Bonzah and its affiliates shall use its commercially reasonable efforts to maintain, either directly or indirectly, agency relationships with such insurance companies or other financial services organizations as are necessary or appropriate to meet the requirements of Participant, Connected Rental Companies, and the Customers. In addition, Bonzah and/or its licensed affiliates shall maintain all insurance and other regulatory licenses, permits or registrations required by applicable law necessary to permit them to service the Customers under the Insurance Program.

3.3 Insurance and Underwriting Duties. Pablow, Inc. dba bonzah.com, or its affiliates, shall, in accordance with the policies and administration procedures of Insurers, perform any and all duties and responsibilities required under normal business practices in the insurance and underwriting industry.

3.4 Right to Decline Coverage. Bonzah shall, in its sole discretion, have the absolute right to accept, decline, reject or submit to the Insurer(s) for acceptance any applications under the Insurance Program, and Bonzah shall incur no liability for refusal or failure to place any such risk. No provision of this Agreement shall be construed as permitting the Participant to bind any risk.

SECTION 4 — OBLIGATIONS OF PARTICIPANT

4.1 Customer Information. Participant shall make available to Bonzah or Bonzah’s designated insurance partner(s), and subject to the provisions of SECTION 9 below, and subject to the consent of the Customer (expressed or negative response to an opt-out opportunity) such information from a Customer’s files held by Participant or transmitted through the Integration as may be necessary or appropriate in order to aid Bonzah or Bonzah’s designated affiliate or wholesale broker in providing Products and Services to such Customer or to complete necessary applications on behalf of such Customer. No such information shall be required to be made available in contravention of any law, rule, or regulation pertaining to Participant or any Participant policy. Participant shall be responsible for ensuring that all appropriate consents, as required by applicable privacy laws, have been obtained with respect to the

Customers whose data is transmitted through the Integration.

4.2 Regulation Inquiries. Each party hereto shall promptly forward to the other party any insurance department or other regulation inquiries pertaining to the Insurance Program and provide, in addition, all information from its records which will assist Bonzah or Participant to respond.

4.3 No Interference. During the term of this Agreement, Participant and any subsidiary or affiliate of Participant agrees to not directly or indirectly induce any Customer, Connected Rental Company, or its/their affiliates to discontinue its/their relationship with Bonzah.

4.4 Orientation of Connected Rental Companies; Compliance with Program Rules. Participant’s role in the Insurance Program is limited to providing and maintaining the Integration and making the Products and Services available to Connected Rental Companies and Customers. Participant is not selling, negotiating, or soliciting insurance, and may not explain, interpret, or advise on the insurance. Participant is responsible for ensuring that each Connected Rental Company is informed of, and required to complete, Bonzah’s mandatory orientation before offering, referring, or facilitating any Bonzah product through the Integration, and Participant shall not enable a Connected Rental Company within the Integration except on that basis. Bonzah may develop, implement, and amend rules and guidelines governing Participant’s participation (the “Program Rules”), including required orientation and training, required disclosures and notices, and point-of-sale content, and may amend them by electronic notice; continued participation constitutes acceptance. Participant shall ensure that, through the Integration, all Customers are provided with, and acknowledge and agree to, Bonzah’s Terms of Service and Privacy Policy.

4.5 Privacy. Participant shall comply with the rules and policies of Bonzah and the Insurer(s) with regard to maintaining the privacy of all non-public, personal information of applicants, customers, policyowners, and beneficiaries and any other confidential information as specified in such rules and policies. In addition, Participant shall comply with all applicable laws and regulations with regard to maintaining the privacy of all non-public, personal information transmitted, stored, or processed through the Integration.

4.6 Customer Information and Insurance Claims.

Participant shall cooperate with Bonzah in its submission and settlement of any insurance claims submitted on behalf of a Customer, and shall provide or make available through the Integration, at the reasonable request of Bonzah and to the extent available, Customer and rental information — including name, address, email, driver’s license information, date of birth, additional drivers, rental contract, vehicle and reservation data, timestamps for rental start, return, extensions and modifications, and any available telematic data — necessary to administer coverage and claims.

4.7 Maintaining Connectivity. Participant is responsible for building, maintaining, monitoring, and supporting the Integration and its connectivity to the Platform. Participant shall: (a) use commercially reasonable efforts to keep the Integration continuously operational and to transmit transactions, coverage elections, and Customer data to the Platform accurately and without alteration; (b) promptly investigate and remediate any outage, error, latency, or data-transmission failure affecting the Integration; (c) not modify, degrade, throttle, or interfere with the Integration or the Platform’s operation; (d) implement Bonzah’s updates, versions, and required changes to the API or Content within a reasonable time; and (e) promptly notify Bonzah of any material Integration failure, security incident, or defect. The Bonzah Business Portal (or Bonzah’s designated system of record) remains the authoritative source of truth for coverage, policy status, and records, and neither Participant nor any Connected Rental Company may rely on coverage information from any other source. A policy is issued only when a Bonzah Order Number (BORD) and confirmation are issued, and no coverage exists without a BORD. Coverage must be purchased prior to vehicle pickup and remain continuous for the entire duration of the rental, and all extensions must be purchased prior to the lapse of an existing policy; coverage cannot be reinstated, and a gap in coverage cannot be filled, after a lapse has occurred. Where the Integration performs automatic extensions and modifications via API, Participant remains responsible for transmitting them accurately and for reflecting, through the Platform, that coverage has in fact been extended and remains active; neither Participant nor any Connected Rental Company may treat a rental as covered without confirming active coverage through the Platform.

4.8 Maintaining Product Descriptions, Links, and Flyers. Participant is responsible for displaying and maintaining, current and unaltered, within the Integration: (a) the product descriptions and Descriptions of Coverage; (b) all required links, including to Bonzah’s Terms of Service, Privacy Policy, the Excluded Vehicles list, and the Insurance Disclosure; (c) product flyers; (d) the renter’s opt-out of UM, UIM, PIP, and Med-Pay where allowed by law; and (e) the acknowledgment that Bonzah may act as broker of record. Participant shall update this content promptly upon Bonzah’s release of new or revised versions, and shall not alter, abbreviate, or reorder it in a way that changes its meaning. Connected Rental Car Company and Participant is responsible for reflecting the current Excluded Vehicles list within the Integration and for not facilitating coverage for any excluded vehicle.

4.9 No Credit; Due on Receipt. No credit is extended to any Customer. Any purchase of a Bonzah product by a Customer is due and payable on receipt at the time of purchase.

4.10 No Price Changes. Participant shall not, and shall not enable any Connected Rental Company to, change, discount, markup, or otherwise alter the price of any Bonzah product, or display or transmit any product at a price other than the price set through the Platform, without the prior approval of the applicable insurer or underwriter. Only the price and coverage set through the Platform and issued with a Bonzah Order Number is valid.

4.11 No Unlicensed Solicitation, Negotiation, or Sale. Participant and its personnel shall not solicit, negotiate, sell, or advise on insurance, or hold themselves out as authorized to do so, without a license, and shall not receive compensation tied to insurance commissions. Participant is permitted to provide the Integration and to perform permitted administrative, technical, and clerical functions in transmitting a Customer’s own information to the Platform. Participant shall comply with all applicable insurance laws and regulations, and it is Participant’s duty to verify and maintain such compliance, and to require the same of Connected Rental Companies.

4.12 Restricted States / Where Products Are Offered. Bonzah products are not offered in all states or jurisdictions, and availability is determined by Bonzah and may change at any time. Participant shall make Bonzah products available through the Integration only in jurisdictions where they are offered, as identified by Bonzah, and shall not take, or enable a Connected Rental Company to take, any action to obtain or facilitate a policy in a jurisdiction where the product is not offered.

4.13 Nature and Limits of Coverage. In connection with any policy purchased or extended through bonzah.com, and to the extent permitted by law in the applicable state, the renter (and any additional or authorized drivers) opts out of Uninsured Motorist (UM), Underinsured Motorist (UIM), Personal Injury Protection (PIP), and Medical Payments (Med-Pay) coverage. All bonzah.com coverages are subject to the limits stated in the policy and the Certificate of Insurance, may carry low limits, and may not be sufficient to cover the entirety of any claim. Personal Accident / Personal Effects Insurance (PAI) is not rental car coverage; it is a travel insurance product.

4.14 Technology Errors & Omissions Insurance. Participant shall obtain and maintain, at its own expense and for the term of this Agreement, Technology Errors & Omissions (Tech E&O) insurance, including cyber and network-security coverage, with minimum limits of not less than $1 million per claim and $1 million in the aggregate. Such policy shall name Pablow, Inc. and Bonzah, Inc. as additional named insureds, shall be written by a carrier reasonably acceptable to Bonzah, and shall be primary and non-contributory with respect to any Integration-related claim. Participant shall provide Bonzah with certificates of insurance evidencing such coverage upon request and prior to the effective date of this Agreement, and shall provide at least 30 days’ prior written notice of cancellation or material reduction of coverage.

4.15 Flow-Down to Connected Rental Companies. Before enabling any Connected Rental Company within the Integration, Participant shall require that Connected Rental Company to enter into and accept Bonzah’s Business Partner User Agreement (or other terms required by Bonzah) governing its offering of the Products and Services, and Participant shall not enable or maintain within the Integration any Connected Rental Company that has not done so. Participant shall flow down to each Connected Rental Company the applicable obligations under this Agreement, including completion of mandatory orientation, the prohibitions on unlicensed solicitation, the requirement not to alter price or Content, and the Program Rules, and shall promptly disable within the Integration any Connected Rental Company that fails to comply. Participant remains responsible to Bonzah for the acts and omissions of each Connected Rental Company it enables.

4.16 Integration Partner Also Acting as a Rental Company. An Integration Partner may also operate as a rental car company or otherwise offer, sell, or facilitate the Products and Services to renters at the point of sale. To the extent Participant does so — rather than only providing the Integration — Participant is additionally subject to, and shall comply with, all obligations applicable to a rental car company under Bonzah’s Business Partner User Agreement, including completing Bonzah’s mandatory orientation itself, the permitted-conduct and no-unlicensed-solicitation, negotiation, or sale rules the required point-of-sale content, the Excluded Vehicles obligations, and the Program Rules, in addition to its obligations as an Integration Partner under this Agreement. In that case, Participant shall also accept the Business Partner User Agreement with respect to that point-of-sale activity, and the two agreements shall apply together.

SECTION 5 — REPRESENTATIONS AND WARRANTIES

5.1 Mutual Representations and Warranties. Bonzah and Participant hereby represent and warrant to the other that:

(a) each is duly organized, validly existing, and has full authority to enter into and perform this Agreement; (b) this Agreement is

a valid and binding obligation of each, enforceable in accordance with its terms, subject to customary exceptions;

(c) execution and performance will not violate or conflict with any law, governing document, order, or material agreement binding on it;

(d) it complies with the insurance licensing requirements necessary to fulfill its obligations under this

Agreement; and (e) it has complied with, and is not in default under, applicable laws and regulations material to its ability to perform.

5.2 Additional Participant Representations. Participant further represents and warrants, on a continuing basis, that: (a) it is duly authorized and, where applicable, licensed or registered to provide the Integration and to operate in each jurisdiction in which it operates; (b) the Integration will accurately and securely transmit transactions, coverage elections, and Customer data to the Platform without alteration; (c) it and its personnel will act within applicable insurance laws at all times and will not solicit, negotiate, sell, or advise on insurance without a license; (d) it will make Bonzah products available only where Bonzah offers them, and will require each Connected Rental Company to complete Bonzah’s mandatory orientation; and (e) it maintains Technology Errors & Omissions (Tech E&O) insurance meeting the requirements of Section 4.14, naming Pablow, Inc. and Bonzah, Inc. as additional named insureds.

SECTION 6 — TERM AND TERMINATION

6.1 Term. This Agreement shall continue in full force and effect indefinitely until terminated pursuant to the provisions of Section 6.2 below.

6.2 Termination. This Agreement may be terminated:

(a) by either party for any reason on at least 30 days’ prior written notice; or

(b) immediately by Bonzah, without notice, upon Participant’s breach; any act of fraud, misfeasance or malfeasance (as determined by Bonzah in its sole discretion); violation of applicable laws or suspension/revocation of licenses; bankruptcy or insolvency; a regulatory determination or change of law prohibiting the relationship; cessation of Bonzah’s insurer relationships; excessive losses or claims; insurance carrier direction or discretion; or a material failure, malfunction, or mis-display of price or coverage in — or a failure to transmit a transaction or extension through — the Integration or connectivity, or a lapse of the Tech E&O coverage required by Section 4.14. For the avoidance of doubt, Bonzah’s remedy for an Integration failure or malfunction is immediate termination under this Section; the parties do not contemplate a separate suspension mechanism.

6.3 Effect of Termination. Upon any termination: (a) each Party will return or destroy the Confidential Information of the other Party; (b) each Party will immediately cease all use of the other party’s intellectual property; (c) Participant will promptly disable and remove the Integration and cease transmitting to the Platform; and (d) each Party will delete all references to the other Party on their website(s), platforms, and mobile applications.

SECTION 7 — CONFIDENTIAL INFORMATION

7.1 Confidential Information. The parties acknowledge that each will have access to proprietary, confidential, and/or trade-secret information and materials, including the terms of this Agreement and any API, integration, or technical materials, that are confidential and of substantial value (“Confidential Information”). Each party agrees it will not use or disclose Confidential Information to any third party except as expressly set forth in this Agreement, and will take every reasonable precaution to protect it and ensure its personnel and affiliates are advised of its confidential nature.

7.2 Exceptions. Confidential Information does not include information that: (i) is already known by the party; (ii) comes to be known from a source not bound by any confidentiality obligation; (iii) is or becomes public knowledge; or (iv) is required to be disclosed pursuant to legal process.

SECTION 8 — INDEMNIFICATION AND LIMITATION OF LIABILITY

8.1 Indemnification. Each Party (the “Indemnifying Party”) agrees to promptly defend, indemnify, and hold the other Party (the “Indemnified Party”) harmless from and against any and all claims, suits, actions, liabilities, losses, expenses, or damages, including reasonable attorneys’ fees and costs, arising from any violation or alleged violation by the Indemnifying Party of any applicable laws or regulations governing the business that is the subject of this Agreement, or from any misrepresentation, negligent act or omission, or material breach of this Agreement by the Indemnifying Party. Without limiting the foregoing, Participant shall indemnify Bonzah for claims arising from a failure, defect, or security incident of the Integration, and from the acts or omissions of any Connected Rental Company enabled by Participant. This provision shall survive termination.

8.2 Notice. The Indemnified Party shall promptly notify the Indemnifying Party of any claim subject to indemnification, provide the Indemnifying Party with control over the defense and settlement (provided no settlement is made without the Indemnified Party’s prior written permission, not to be unreasonably withheld), and provide reasonable assistance at the Indemnifying Party’s expense.

8.3 LIMITATION OF LIABILITY. THE PARTIES AGREE THAT IN NO EVENT SHALL EITHER PARTY BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES OR LOST PROFITS ARISING OUT OF THIS AGREEMENT.

8.4 Disclaimer. EXCEPT AS EXPRESSLY SET FORTH HEREIN, BONZAH AND ITS AFFILIATES MAKE NO REPRESENTATION, WARRANTY, OR GUARANTY WITH RESPECT TO THIS AGREEMENT, AND THE PLATFORM AND ALL CONTENT ARE PROVIDED STRICTLY ON AN “AS IS, AS-AVAILABLE” BASIS. ALL CONDITIONS, REPRESENTATIONS, AND WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING ANY IMPLIED WARRANTY OF MERCHANTABILITY, TITLE, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT, ARE HEREBY DISCLAIMED TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW BY BONZAH AND ITS AFFILIATES.

SECTION 9 — MISCELLANEOUS

9.1 Notices. All notices must be in writing and delivered by courier, certified or registered mail, or email as provided in this Section, effective on receipt or 3 days after mailing, whichever is sooner. Notice to Bonzah: Bonzah, 204 12th Street, Suite 400, Des Moines, IA 50309, or https://bonzah.com/company/contact. Notice to Participant: the address provided at the time of onboarding and the email of Participant’s primary administrative user account.

9.2 Assignment. This Agreement may not be assigned by Participant without Bonzah’s prior written consent. Bonzah may assign this Agreement, in whole or in part, at its sole discretion.

9.3 Amendments; Terms Subject to Change. These terms are subject to change. Bonzah reserves the right to modify this Agreement at any time by posting revised terms online. Continued access, use, or operation of the Integration following such modification constitutes Participant’s acceptance.

9.4 No Waiver; Remedies. No failure or delay in exercising any right operates as a waiver, and no single or partial exercise precludes any further exercise. Remedies are cumulative and not exclusive of any remedies provided by law.

9.5 Binding Effect. This Agreement binds and inures to the benefit of the Parties and their permitted assigns. No assignment or delegation is effective unless consented to in writing and the transferee assumes all obligations of the transferring Party.

9.6 Governing Law; Forum Selection. This Agreement shall be governed by Iowa law without regard to conflicts-of-laws principles, and any disputes shall be subject to the exclusive jurisdiction of the state and federal courts located in Des Moines, Iowa, USA. No text on any other purchase order or preprinted form shall modify this Agreement. If any provision is held invalid or unenforceable, it shall be construed to reflect the parties’ intentions as nearly as possible, with all other provisions remaining in full force and effect.

9.7 Captions. All captions are for convenience only and do not define, limit, or describe the scope or intent of this Agreement.

9.8 Independent Contractor. Nothing herein creates a relationship of employer/employee, principal/agent, or partnership between the parties. Bonzah and its affiliates act as independent contractors and shall not be deemed agents, employees, or partners of Participant, and vice versa.

9.9 Severability. Each provision will be interpreted to be effective and valid under applicable law; if any provision is held prohibited or invalid, it will be ineffective only to the extent of such prohibition or invalidity without invalidating the remainder.

9.10 Entire Agreement. This Agreement, together with any Marketing Fee schedule or statement of work referenced herein, constitutes the entire agreement between the parties with respect to the subject matter hereof and supersedes all prior written or oral agreements.

9.11 Books and Records. All documents, books, and records of Bonzah, and those created or originated by Bonzah as Broker of Record for the insurance plans under this Agreement — including records of premium receipts, claim payments, and all data relating to any insurance plan — shall at all times remain the sole and exclusive property of Bonzah, subject to the rights of the underwriting insurance companies, and shall not be used by Participant without Bonzah’s prior written consent.